Payments & Collections

Cash reality, reflected in real time.

Payments flow in through the channels your customers actually use, match themselves to invoices, and reconcile against the bank — so the cash position on your dashboard is the real one.

Platform capability — works across every solution and vertical

What Payments & Collections gives you

M-Pesa native

M-Pesa is built in, not bolted on — payment links on invoices and reminders mean customers pay in a tap and the money lands where it belongs.

Every payment matched

Incoming payments match themselves to the invoices they settle, including part-payments, so the ledger reconciles itself instead of by hand.

Collections on autopilot

Reminders go out on schedule with a way to pay attached, chasing consistently so cash comes in without anyone having to remember.

In depth

Inside Payments & Collections

From the payment link to the matched, reconciled cash position.

01

M-Pesa payment links

Invoices and reminders carry an M-Pesa payment link, so customers pay in a tap from their phone and the payment flows straight back to the right invoice.

01

M-Pesa payment links

  • Links on invoices & reminders
  • Pay in a tap
  • Straight to the invoice
02

Automatic payment-to-invoice matching

Incoming payments are matched to the invoices they settle automatically, including part-payments and payments against statements — so reconciliation stops being a manual chore.

02

Automatic payment-to-invoice matching

  • Auto-matched
  • Handles part-payments
  • Self-reconciling
03

Bank feeds & reconciliation

Bank movements flow in and reconcile against invoices and payouts, so the books and the bank agree continuously rather than once a month.

03

Bank feeds & reconciliation

  • Bank feeds
  • Continuous reconciliation
  • Books match the bank
04

Unmatched-payment exception queue

The payments that cannot be matched automatically land in a clear queue with the context to resolve them fast, so money is never left floating unallocated.

04

Unmatched-payment exception queue

  • Exceptions surfaced
  • Context to resolve
  • Nothing left floating
05

Payment dashboards & cash visibility

See accepted payments, payouts, and the real cash position on one dashboard, each figure traceable back to its source document.

05

Payment dashboards & cash visibility

  • One cash dashboard
  • Accepted & paid out
  • Traceable to source

Collections for every vertical

The same payments engine behind distribution, FMCG, manufacturing, retail, and hospitality.

Take this module alone from KSh 1,400/user/month

Payments and collections ship inside the Billing & Collections module — take it on its own from KSh 1,400 per user/month, or get every module together in the Full Suite.

See Pricing

Three ways to run it on Acacia

Run collections on Acacia ERP, extend your current ERP with Acacia Connect, or compose your own blend with Acacia Compose.

Acacia ERP

Run collections on our full AI-native ERP as your single source of truth.

See pricing

Acacia Connect

Keep the ERP you already run and extend it with the operational engine on top.

See pricing

Acacia Compose

Compose your own blend — keep the parts of your current ERP that serve you.

Talk to us

Payments & Collections questions, answered

Still weighing it up?

Talk to our team. We will walk you through exactly how Acacia would run your operation.

Book a Call

Know your cash position the moment it changes.

See Acacia take an M-Pesa payment and match it to the invoice, live.

Book a Demo